"Buying down" experience modification rates is an issue about which NCCI has been trying to educate people.

There is a good reason why I send this reminder at the beginning of the year which I'll explain. But, first, in case you're not familiar...

There are 3 simple ways to reduce your Experience Modification Factor. Simple in the sense that they are all services for which you...

As I wrote in "Part 1," I read an article on this subject that I thought was very interesting. I thought, here, I would add my thoughts...

I commented last week on an article I read about this subject, and it provoked so many thoughts on the matter that it's possible to write...

Twice in the last year I’ve worked with clients who came to me with similar experience rating problems involving the sale of a...

Experience Modification Rate: Frequency vs Severity Which of the following scenarios would you think hurts your NCCI Experience Mod the...