Workers Comp Class Code Rates

Construction Workers Comp Codes

See The Table Below For Comprehensive List Of  Construction Workers Comp Class Codes

Separation Of Payroll - Why Contractors Should Be Familiar With Construction Workers Comp Codes 

It's always important to properly classify your business' operations.  But construction firms, in particular, can benefit from the ability to separate workers' payroll into multiple workers comp codes.  A construction worker is allowed to have his/her payroll separated and applied to more than one workers comp class code.  This can be a valuable tool to workers compensation insurance costs if done correctly. 

The responsibility is the employer's for keeping proper payroll records to separate between different workers comp codes; not the insurance company auditor's.  If the employer's records are not sufficient to properly separate payroll among the appropriate workers comp class codes, the auditor apply the highest rated (most expensive) workers comp class code applicable.

Example:  Let's say you are a home builder who self-performs some of the work on your projects.  And, you have a crew that does exterior carpentry and drywall. 

  • The carpentry work is would be classified as workers comp code 5645 and $13.28/$100 payroll. 

  • The drywall work would be classified as work comp code 5445 and priced at $5.93/$100 payroll.

If you keep proper payroll records, you can separate your crew's payroll between these 2 activities and pay the corresponding rate for each activity.  However, if you don't keep the proper payroll records, your insurance company auditor is supposed to apply the higher rated workers comp class code ( 5645 - $13.28)  to 100% of the crew's payroll.  In this example you'd be overpaying your workers compensation insurance company more than double for the time your workers spend on drywalling!!!!!

Interested in current pricing estimates for any of these workers comp class codes?  Click on any of the codes to see rates.

 

Workers Comp Code Description

OIL STILL ERECTION OR REPAIR

CEILING INSTALLATION--SUSPENDED ACOUSTICAL GRID TYPE

MASONRY NOC

PAINTING--METAL STRUCTURES--OVER TWO STORIES IN HEIGHT--And DRIVERS

IRON OR STEEL--ERECTION--FRAME STRUCTURES NOT OVER TWO STORIES IN HEIGHT

DOOR AND WINDOW INSTALLATION--ALL TYPES--RESIDENTIAL AND COMMERCIAL

FURNITURE OR FIXTURES INSTALLATION--PORTABLE--NOC

ELEVATOR ERECTION OR REPAIR

PLUMBING NOC And DRIVERS

AUTOMATIC SPRINKLER INSTALLATION And DRIVERS

ELECTRICAL WIRING--WITHIN BUILDINGS And DRIVERS

CONCRETE CONSTRUCTION NOC

CONCRETE WORK--INCIDENTAL TO THE CONSTRUCTION OF PRIVATE RESIDENCE

CONCRETE OR CEMENT WORK--FLOORS, DRIVEWAYS, YARDS OR SIDEWALKS And DRIVERS

CONCRETE CONSTRUCTION IN CONNECTION WITH BRIDGES OR CULVERTS

SWIMMING POOL CONSTRUCTION--NOT IRON OR STEEL--And DRIVERS

CERAMIC TILE, INDOOR STONE, MARBLE, OR MOSAIC WORK

HOTHOUSE ERECTION--ALL OPERATIONS

CARPENTRY--NOC

CARPENTRY--INSTALLATION OF CABINET WORK OR INTERIOR TRIM

LATHING And DRIVERS

WALLBOARD, SHEETROCK, DRYWALL, PLASTERBOARD, OR CEMENT BOARD INSTALLATION WITHIN BUILDINGS And DRIVERS

GLAZIER--AWAY FROM SHOP And DRIVERS

ASBESTOS REMOVAL OPERATIONS--CONTRACTOR--PIPE AND BOILER WORK EXCLUSIVELY And DRIVERS

ASBESTOS REMOVAL OPERATIONS--CONTRACTOR--NOC And DRIVERS

PAINTING NOC And SHOP OPERATIONS, DRIVERS

FLOOR COVERING INSTALLATION--RESILIENT FLOORING--CARPET AND LAMINATE FLOORING

INSULATION WORK NOC And DRIVERS

PLASTERING NOC And DRIVERS

PAPERHANGING And DRIVERS

STREET OR ROAD CONSTRUCTION--PAVING OR REPAVING And DRIVERS

SHEET METAL WORK--INSTALLATION And DRIVERS

HEATING, VENTILATION, AIR-CONDITIONING, & REFRIGERATION SYSTEMS--INSTALLATION, SERVICE & REPAIR, SHOP, YARD & DRIVERS

ROOFING--ALL KINDS And DRIVERS

CONTRACTOR--PROJECT MANAGER, CONSTRUCTION EXECUTIVE, CONSTRUCTION MANAGER OR CONSTRUCTION SUPERINTENDENT

CLEANER--DEBRIS REMOVAL--CONSTRUCTION

CARPENTRY--CONSTRUCTION OF RESIDENTIAL DWELLINGS NOT EXCEEDING THREE STORIES IN HEIGHT

BUILDING RAISING OR MOVING

SALVAGE OPERATION--NO WRECKING OR ANY STRUCTURAL OPERATIONS

PILE DRIVING

JETTY OR BREAKWATER CONSTRUCTION--ALL OPERATIONS TO COMPLETION And DRIVERS

LEVEE CONSTRUCTION--ALL OPERATIONS TO COMPLETION And DRIVERS

DRILLING NOC And DRIVERS

OIL OR GAS--WELL--CEMENTING And DRIVERS

OIL OR GAS WELL--SPECIALTY TOOL And EQUIPMENT LEASING NOC--ALL EMPLOYEES And DRIVERS

OIL OR GAS WELL--PERFORATING OF CASING--ALL EMPLOYEES And DRIVERS

OIL OR GAS--LEASE WORK NOC--BY SPECIALIST CONTRACTOR And DRIVERS

EXCAVATION And DRIVERS

IRRIGATION OR DRAINAGE SYSTEM CONSTRUCTION And DRIVERS

OIL OR GAS PIPELINE CONSTRUCTION And DRIVERS

OIL OR GAS--WELL--DRILLING OR REDRILLING And DRIVERS

OIL OR GAS WELL--INSTALLATION OR RECOVERY OF CASING And DRIVERS

OIL OR GAS--WELL--INSTRUMENT LOGGING OR SURVEY WORK And DRIVERS

TUNNELING--ALL OPERATIONS

SHAFT SINKING--ALL OPERATIONS

SEWER CONSTRUCTION--ALL OPERATIONS And DRIVERS

GAS MAIN OR CONNECTION CONSTRUCTION And DRIVERS

CONDUIT CONSTRUCTION--FOR CABLES OR WIRES--And DRIVERS

FENCE INSTALLATION AND REPAIR--METAL, VINYL, WOOD, OR PREFABRICATED CONCRETE PANEL FENCE INSTALLED BY HAND

ELECTRIC LIGHT OR POWER LINE CONSTRUCTION And DRIVERS

BURGLAR AND FIRE ALARM INSTALLATION OR REPAIR And DRIVERS

RAILROAD CONST--LAYING OR RELAYING OF TRACKS OR MAINT. OF WAY BY CONTRACTOR--NO WORK ON ELEVATED RAILROADS & DRIVERS

CONSTRUCTION OR ERECTION PERMANENT YARD

MOBILE CRANE AND HOISTING SERVICE CONTRACTORS--NOC--ALL OPERATIONS--And DRIVERS

SIGN INSTALLATION, MAINTENANCE, REPAIR, REMOVAL, OR REPLACEMENT NOC--AWAY FROM SHOP And DRIVERS